Tuesday, December 26, 2017

Ashwin Talwadi - An Honest Employee of Infibeam

An honest man is made of great morals. He is honest not because he never got any opportunity to cheat but he believes that honesty is the best policy. Such a man not only does good to other people but creates a belief of God in others.

There are many who with ample amount of money show dishonesty and at the same time there are people who with little money yet they never abandon honesty. We have one such story of Ashish Talwadi, an Infibeam employee who lives on daily wages and manages to make approximately Rs 13,000 in a month. However he displayed immense honesty when he returned Rs 74,000 that he had mistakenly got from a customer, who paid extra over the bill amount. This amount would have made a great difference in his life as could have afforded a better treatment for his two-year old daughter. 

Ashwin is a driver with Infibeam Logistics delivering orders of Fortune Online. On one of his delivery errand he delivered two 25 kg rice bags and five tin cans of sunflower oil to a customer in Paldi. “The amount of the bill to be charged was Rs 12,184. But the customer was busy on a call discussing her daughters’s health. She handed over the bill amount to me and at the same time I got a call from my wife and she asked me to rush to Sola Civil Hospital to see our daughter who suddenly fell ill. I quickly collected the bill amount and rushed to do three more deliveries,” described Ashwin.

After completing the deliveries when Ashwin returned home and heard from his sister that his daughter was in better condition and was sleeping he felt relaxed. Like everyday, Ashwin handed over the amount to his dad with all the bills of the day to count. But surprisingly his dad after counting the amount said that the bag has additional Rs 74,000. Both father and son separately counted the money and made sure there was no mistake. Ashwin recalling the whole incident realised that instead of bundles of Rs 10 and Rs 20, the customer had given him five bundles of 100 and six bundles of 50.

Ashwin immediately called up his operations manager and informed him of the situation. After getting instructions from his manger he brought the excess money to his Satellite office. Meanwhile they also contacted the customer asking if she was aware of the excessive payment she made on the bill. The customer had no idea about her mistake. Both Ashwin and the manager went to her house and returned the extra money. The customer didn’t reveal her identity but thanked Ashwin and Infibeam for their honest gesture and added that it is hard to find such kind of people in today's time. 

Infibeam family is truly thankful to Ashwin and will recognise his gesture. He will also be facilitated by the company in coming days.

Thursday, November 16, 2017

Succeed The Happionaire Way

The Happionaire book series have become quite the phenomenon. All those who were ever in search of success shall recognise the word ‘Happionaire’ instantly and those who still search for success should. The newest addition to the series Succeed The Happionaire Way will reveal the success principles practiced by some of the world's most successful people in a simple, fun and easy to follow program. Now you too can benefit from these innovative strategies and universal principles practiced since over 5000 years by taking immediate action!

The acclaimed author Yogesh Chabria is a world-renowned leader in the field of human potential. He is a bestselling author, speaker, entrepreneur and founder of The Happionaire Way.  He started selling toys at the age of 5, came out with his first IPO when he was 12 and started investing with only Rs. 750 (around USD 10) at the age of 16. He believes everyone deserves to be happy and have fun while achieving their goals! Visit www.happionaire.com to find out more and check out his latest bestseller – Succeed The Happionaire Way

Yogesh Chabria
1. Kindly tell your fans about yourself and your book in slight detail.

Yogesh Chabria: As a young boy, we couldn’t even afford taking the auto rickshaw and that’s one of the reasons I started selling toys when I was 5 years old. I feel super lucky I was not born rich because I realized I have something even more powerful that can enable me to achieve anything – that is my mind and my own inner power. Since then I have faced lots of challenges, been depressed and lonely, but all that changed once I decided to take action and control of my life.

Succeed The Happionaire Way (STHW) is a book like no other, because it doesn’t tell anyone what to do. Instead it helps and inspires them to discover their own goals and dreams and make them a reality. It’s about overcoming your own inner fears and achieving whatever you desire. It is about discovering your own true inner potential – which I believe is truly limitless.

2. You have achieved immense success at such a young age. What has been your inspiration through this journey?

Yogesh Chabria: My biggest inspiration has been the teachings of the Geeta and Krishna. He tells me to take action without fear and focus on my goals. When you overcome fear and take action – something special happens. I say this not in a religious way, but in a very spiritual and practical way which we can all apply in our day to day life.

I also get inspired by everyone around me, my wife, my son, my parents, my sister, my grandparents, nature. Even a spider and crow inspire me – they work so innovatively and creatively to achieve their goals of obtaining food and surviving.

3. The HAPPIONAIRE series has created quite the stir. Can you share some of your experiences while writing such wonderful books and holding seminars for the same?

Yogesh Chabria: My writings are all based on my personal real world experiences. There are so many experiences. Each seminar leads to me meeting at least 500 to 1000 people, thus it isn’t hard to find unique experiences.

Once a gentleman introduced me to his wife and shared how his relationship with her, which had become extremely painful, was completely rejuvenated after practicing the principles of Happionaire’s Personal Mastery (HPM™).

A mother introduced me to her daughter, who had earlier been called a problem child by all teachers at school, but was completely transformed and had now become a star athlete and a great student by using the techniques of tapping into Deep Inner Goals (DIG™) and following the Happionaire’s One Page Execution (HOPE)™ Plan.

A salesman told me how he was able to increase his income by over 600% in barely five months, while an entrepreneur was able to increase his companies’ revenues by over Rs. 50 crores in 12 months by applying the strategies of SALES (Smile And Love Everyone Sincerely)™ Mastery, Influence and Persuasion.

4. What were the challenges (if any) that you faced while writing your books?
Succeed The Happionaire Way
Yogesh Chabria: Challenges are a part of life – without a challenge life becomes boring. For my latest book Succeed The Happionaire Way, the biggest challenge was time, because during the days I was very busy with lots of my Happionaire Seminars. I am lucky to have been blessed with a newborn son, Samarvir, while writing STHW as he ensured I didn’t get much sleep at night. I used this time at night to write STHW!

5. You have been graciously providing people with some excellent advice through your books. What has been the best advice that you ever received?

Yogesh Chabria: Never settle for a lesser goal. No goal is impossible to achieve if you truly dream it and work towards it. Don’t let anyone tell you what is not possible for you.

6. Can tell your fans about the book(s) that changed your life.

Yogesh Chabria: Of course, the first one is the Gita. Biographies of people Steve Jobs and Mahatma Gandhi has also impacted my life a lot. I have learnt the power of sales, marketing and having belief in one’s own ideas. I also realized that is important to give back to people around you, when you give back you attract a lot more!

7. By your personal standards how would you define and measure success?

Yogesh Chabria: If you are happy doing what you are doing at every level – personal, mental, emotional, physical, financial and spiritual – then I believe you are successful. If you have complete peace of mind and have overcome doubt, lack of confidence and fear, than I believe you are successful. Each one of us has to be true to our own definition of success.

8. And the last question that all your fans eagerly wish to know what can they expect in the future (perhaps another mind blowing masterpiece)?

Yogesh Chabria: Succeed The Happionaire Way is a book which I believe will have the maximum impact. I would want it to bring real change in the lives of even more people. With a seminar, we can reach maybe 5000 or 10,000 (when we do it in large stadiums) people at a time, but with this book, I want millions of more people to benefit from The Happionaire Way. I want them to know the biggest masterpiece in the world is their own life and all they need to do is take action.
I am living proof of what the power of dreams and action can do! If I can do it – anyone can!

For more info on the author you can log on to -
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Facebook: https://www.facebook.com/YChabria/
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Twitter: https://twitter.com/YChabria
Youtube: https://www.youtube.com/user/happionaire

Wednesday, October 11, 2017

YOURS FINANCIALLY . . . Life Finance and Films!

The world of finance seems so alluring and fascinating but pick up any article or any book on the same subject and all you find is jargon that you can not begin to comprehend. However Kalpesh Ashar’s new book YOURS FINANCIALLY . . . Life Finance and Films! which is on its way to gathering immense success and amazing reviews changes all that. Imagine learning about personal finances and all of its aspects in an engaging story that not just educates you with new subject matter but truly entertains you, after all isn’t that all that we seek in a book. YOURS FINANCIALLY . . . Life Finance and Films! has all the ingredients of a great masterpiece engaging content, incredible protagonists and a very new and innovative way of presenting information wrapped in an incredible story.

Mr. Kalpesh Ashar has been in the field of Financial Services since 2005,starting as an associate of a Financial Services company based in South Mumbai. Mr. Kalpesh regularly features on Personal Finance shows across many prominent television business channels along with contributing various articles in the print media. With regards to the same subject he conducts seminars / presentations on financial literacy and awareness.

Kalpesh Ashar
In 2009, Mr. Kalpesh Ashar undertook his journey of transiting from being a Financial product distributor to becoming a Professional Certified Financial Planner. He successfully completed his CFP certification in August 2010 with Financial Planning Standards Board India (FPSB). He then actively commenced the Financial Planning Process for his clients. Since February 2014 Kalpesh is a Registered Investment Adviser with SEBI.

Infibeam had the honour of communicating with Mr. Kalpesh Ashar about his book and the amazing response it has received. Let’s find out what he has to say about the experience with writing a phenomenal book

1. Kindly tell your fans more about your book and yourself in slight depth.
Mr. Kalpesh Ashar:I have been in the field of Financial services since the past 12 years. I am a Certified Financial Planner and a SEBI Registered Investment Advisor ( RIA ) operating from Mumbai.

This is my debut in the field of writing a book. Being a first time author ' Yours Financially ' is my genuine attempt to portray the crucial aspects of personal finance and various aspects of life in an interesting and unique way.Thus far, there have been hundreds of books written efficiently in the field of Personal Finance. I have attempted to break the mould by writing this book as a fiction with a cinematic touch thus making it a compelling read.

The language used is simple and without any jargons.
2. You have many accolades in the field of finance like your CFP Certification. What motivated you to pursue a career in finance?

 Mr. Kalpesh Ashar : As mentioned above, prior to being in the financial services field in Mumbai, I was based in Oman for 11 years and gained experience in the field of Corporate finance and Human resources. I returned to India, with the sole intention of pursuing entrepreneurship in the field of finance. I made my foray as a Mutual Fund Advisor and Distributor in 2005.Since then I have always made an endeavor to move in a space which lets me be as close to my clients and have better interaction with them on a professional basis. 

I discovered the fantastic CFP module as the right medium to tread this path as it would put me in the space where I would be able to advise my clients on a holistic basis. Later in 2014 I took up the fee based financial advisory model by registering with SEBI as a RIA. Today this model allows me to interact comprehensively with my clients and address their requirements effectively.

Your Financially
3. What was your inspiration behind the book?
Mr. Kalpesh Ashar :There were basically two factors which inspired me to write this book. The first factor is FINANCIAL AWARENESS ( or rather - lack of it ) which I have noticed is a very crucial factor and is amiss in a majority of individuals. There is a huge need for creating this awareness as the financial world is getting complex by the day with new concepts and products surrounding us. This leaves the normal person clueless and baffled to make the right choice.

The second factor is the BEHAVIORAL aspect of individuals towards their finances and life in general. Varied reactions by individuals to similar situations makes a world of difference to the ultimate outcome.This is an amazing aspect...

Both these points put together inspired me enough to pen out my feelings or should I say - vent out my feelings ...

4. Did you face any challenges during the time you were writing?
Mr. Kalpesh Ashar :To be honest, as I was clear about the broad theme and flow of the story from the very beginning, I did not have a major challenge.

Except at one crucial juncture where I was at a loss of idea for carrying forward the mode of story, it was my son Aryan who just dropped in a super suggestion which made life easy for me...
5. Your book features an underlying Bollywood current in the story and even in the cover image of the book. Would you consider yourself a Bollywood aficionado?

Mr. Kalpesh Ashar :Yes, I am very much an avid cinema lover since my childhood. I simply love watching movies and the medium just thrills me as it is the best form of expression of a creative mind. An amazing script and screenplay are the main criterion to keep me hooked on to a movie.Storytelling is the best way to put your point across and I have used this medium to convey my thoughts through this book.

My book can be termed as 'The injection of Personal Finance given in the syringe of Bollywood'!!

6.There have been many new changes recently in the financial sector of our nation like Demonetization and GST implementation. Can you offer your views on the same?

Mr. Kalpesh Ashar :I am completely in favor of these two game and nation changing moves initiated by our respectable Prime Minister in the long term interest of our nation. He is the first ever leader who has taken the mantle of fighting menace of black money and corruption head on. It is obviously the right step in the right direction.

 7. Your Book explains the concepts of personal finances in a very innovative fashion involving two captivating couples. Do you have any advice for the youth of the nation with regards to managing finances or otherwise?

Mr. Kalpesh Ashar:Yes, the two couples in my book are young couples who begin their life journey and encounter similar situations but it is their respective AWARENESS, ACCEPTANCE and ACTION which decides their outcomes. These are three 3 thoughts which the youth of today should imbibe in their life.

Wednesday, September 27, 2017

DREAM BIG . . Let your Financial Plan make your Dreams Come True

A Modern day Compendium on Personal Finance

Dream Big is a book that simplifies and breaks down common financial planning principles such as risk profiling, asset allocation, portfolio construction, rebalancing etc. The authors have explained all the investments methods that can enable wealth creation. It helps you to choose instruments that are most suitable for you and explains why you would be better off without others.

Dr. Mukesh Jindal, the co-founder of Alpha Capital, specializes in managing Family Office and Investment Portfolio for affluent families. He is a Doctorate in Finance from the University of Delhi and holds professional degrees like CFA, CAIA and CFP. He has been recognized as a Leading Global Financial Advisor by City Wealth, London. He wrote this book along with his co-author Mr. Arunraj VS, who is a web-based entrepreneur, running web properties based on various topics ranging from health to travel.
Dr. Mukesh Jindal

Infibeam caught up with Dr Mukesh Jindal for a chat about his book "DREAM BIG" and the amazing response it has received. Let’s find out what he has to say about the experience with writing about this unconventional story-

1.Please let us know more about the book “Dream Big”

Dr. Mukesh Jindal- The Book ‘Dream Big’ is a social effort to help every Indian grow rich by making right investment decisions. The book teaches how to plan your finances today for a better and a more secured life tomorrow.
Every individual has a dream or an aspiration for a good life and everyone works hard towards it. Investments done in the right manner is the simplest and fastest way of growing rich and fulfilling all the dreams.

Everything, from the importance of saving and investing and the need for life and health insurance to various investment products like mutual funds, SIP, PPF etc. that can enable you to build wealth, is explained in this book in simple and jargon free language.

2. What inspired you to write the story of Vaibhav?

Dr. Mukesh Jindal- My clients in business are mostly affluent families who have regular savings to invest and are educated enough to understand the intricacies of investment options. But Vaibhav belonged to the lowest strata of the society, from the income point of view. He didn’t have much of the education either. The beauty in him was that he dreamt of a good life and ensured that he followed his dream till the time it got achieved. Vaibhav had patience to learn everything about investments and diligently implement all that he learnt. Eventually, his dream was fulfilled. Nobody better than him could have been the role model in this book.

3. What is your idea of “Dreaming Big”?

Dr. Mukesh Jindal- There is a popular belief that if you dream big and make efforts to achieve those dreams, the entire universe supports you to achieve your dreams. One should therefore always dream big for the betterment. Without dreaming, one has no goals and has nothing to achieve. New start-ups and enterprises get developed through big dreams which translate into their long term vision. The greatness achieved by some countries ultimately reflects the vision of their people. 

4. What kind of saving and investment mode you will suggest as Financial Analyst seeing the current market scenario?

Dr. Mukesh Jindal- The suggestion would be different for different people depending upon their age, income levels, savings rate, risk taking capacity, future requirements and the kind of life they would like to have for themselves. In general, the safest way for a beginner is to choose a few of the mutual fund schemes – equity or debt or a combination of both, based on the above aspects. The investment mode may be by SIP method, if there is a regular stream of income. Investments made when markets decline are considered to yield superior returns. Long term investments smoothen the impact of short term volatility in the equity market.

5. For youngsters those who have started earning, what kind of financial advice you will have for them?

Dr. Mukesh Jindal- The youngsters have a great future ahead. The basic principle of investment is ‘the early the better’. You start investing from today and not tomorrow, because that ‘tomorrow’ will never come. If a young earner, no matter what his income levels are, saves 25% of his income and starts investing in a regular way, he will be benefitted by the power of compounding and will have huge sums amassed in future. He can plan his entire life for all the future contingencies very comfortably.

6. What is next for you?

Dr. Mukesh Jindal- I am looking forward to interact with my readers and see their life transform for the better.

I am also working to provide an easy and simplified investment solution to people through the use of technology. ‘Roboadviso’ a mobile based investment application is a step in this direction.

Wednesday, September 20, 2017

Tharki - In The Game Of Love You Either Play Or Get Played

Discover the dark side of love.

Growing up we all have had that dream about meeting someone special in life, get married and live happily ever after. But life isn’t all about happily ever afters. There is more to the new age love stories than we see in movies. This book would put forward a side of love that we all know exists, but do not want to see.

Kunal Marathe, a book publicist and an author, has more than five years of experience in book marketing and promotions. At the age of 27, he is the CEO of Legendary Books India and has more than twenty titles including fiction, non-fiction and poetry being published under his company’s aegis. He holds the world record for Largest Congregation of Book Trailer Launching for having launched a book trailer in the presence of a 2000+ audience.

Kunal Marathe

Infibeam caught up with Kunal Marathe for a chat about his book and the amazing response it has received. Let’s find out what he has to say about the experience with writing about this unconventional story-

1.Can you tell us more about your book THARKI ?
Kunal Marathe: THARKI is a book without any particular genre. It’s basically about love, but it cannot be said to be a love story. It is more about the other side of love that is not usually portrayed in movies or books. While we, especially in India, have grown up watching those movies and reading those books where people are ready to die for love—the true picture is totally different, at least for most of us. THARKI would keep that dark picture in front of you.

The story of THARKI revolves around a man who has that heavenly picture of love in his mind. He considers love to be eternal. He believes in ONE WOMAN WHOLE LIFE theory. But when the reality hits him hard, he literally goes insane.

2. Why the title THARKI?

Kunal Marathe:THARKI, which actually means a ‘womanizer’ in Hindi, was the only word that was on my mind while writing this story. This is the first book of a series, and after you are done reading the last page of the novel, you will wonder—why this book is titled THARKI, because the protagonist is totally opposite to a womanizer! And as expected, many readers asked me the same question. 
This, however, would be answered in the second part that is scheduled to release in 2018.

3. According to your book’s tagline, ‘In the game of love you either play or get played’, do you believe in this statement yourself?

Kunal Marathe: It’s a tough question. Frankly speaking, I don’t have an answer.
Front Best BLACK PNG.png

I guess LOVE is a strange phenomenon, and when it comes about ‘the game of love’, nothing is certain. We see people playing in love. We see people being played in love. But then, we also see couples—the lucky ones—who are madly in love with each other till the very end.

4. What inspires you to keep going every day? And, what is next for Kunal Marathe?

Kunal Marathe:I have a strange life—crazy, uncertain, unsettled and unpredictable. I have taken huge risks for my dream to be an author, risks that often backfired. The only thing that inspired me to keep going is my dream. I know what I want. And I work on it, putting everything at stake. Nothing matters more than my dream to me.
Next is a web series on THARKI. We are in talks with many producers and filmmakers for the same. Also, I am working on the second installment of the THARKI Series.

5. At the age of 27, you have achieved a lot. Tell us about your journey in brief. 

Kunal Marathe:To be honest, I have not achieved anything significant yet. In fact, I lost everything I had when I faced a major loss in publishing business few years ago. The loss was so big that I had to sell everything—from my MacBook to my gold, and ultimately, my car—the money from which I am using for the promotion of THARKI. 

I started my career as a waiter in Mumbai. Of course, years after that, I made a business, a small reputation for myself, a world record, and now this book.

“But I dream to achieve more than this—the tag of a bestselling author, to say the least.”