DREAM BIG . . Let your Financial Plan make your Dreams Come True

A Modern day Compendium on Personal Finance

Dream Big is a book that simplifies and breaks down common financial planning principles such as risk profiling, asset allocation, portfolio construction, rebalancing etc. The authors have explained all the investments methods that can enable wealth creation. It helps you to choose instruments that are most suitable for you and explains why you would be better off without others.

Dr. Mukesh Jindal, the co-founder of Alpha Capital, specializes in managing Family Office and Investment Portfolio for affluent families. He is a Doctorate in Finance from the University of Delhi and holds professional degrees like CFA, CAIA and CFP. He has been recognized as a Leading Global Financial Advisor by City Wealth, London. He wrote this book along with his co-author Mr. Arunraj VS, who is a web-based entrepreneur, running web properties based on various topics ranging from health to travel.

Dr. Mukesh Jindal

Infibeam caught up with Dr Mukesh Jindal for a chat about his book "DREAM BIG" and the amazing response it has received. Let’s find out what he has to say about the experience with writing about this unconventional story-

1.Please let us know more about the book “Dream Big”

Dr. Mukesh Jindal- The Book ‘Dream Big’ is a social effort to help every Indian grow rich by making right investment decisions. The book teaches how to plan your finances today for a better and a more secured life tomorrow.

Every individual has a dream or an aspiration for a good life and everyone works hard towards it. Investments done in the right manner is the simplest and fastest way of growing rich and fulfilling all the dreams.

Everything, from the importance of saving and investing and the need for life and health insurance to various investment products like mutual funds, SIP, PPF etc. that can enable you to build wealth, is explained in this book in simple and jargon free language.

2. What inspired you to write the story of Vaibhav?

Dr. Mukesh Jindal- My clients in business are mostly affluent families who have regular savings to invest and are educated enough to understand the intricacies of investment options. But Vaibhav belonged to the lowest strata of the society, from the income point of view. He didn’t have much of the education either. The beauty in him was that he dreamt of a good life and ensured that he followed his dream till the time it got achieved. Vaibhav had patience to learn everything about investments and diligently implement all that he learnt. Eventually, his dream was fulfilled. Nobody better than him could have been the role model in this book.

3. What is your idea of “Dreaming Big”?

Dr. Mukesh Jindal- There is a popular belief that if you dream big and make efforts to achieve those dreams, the entire universe supports you to achieve your dreams. One should therefore always dream big for the betterment. Without dreaming, one has no goals and has nothing to achieve. New start-ups and enterprises get developed through big dreams which translate into their long term vision. The greatness achieved by some countries ultimately reflects the vision of their people. 

DREAM BIG..

4. What kind of saving and investment mode you will suggest as Financial Analyst seeing the current market scenario?

Dr. Mukesh Jindal- The suggestion would be different for different people depending upon their age, income levels, savings rate, risk taking capacity, future requirements and the kind of life they would like to have for themselves. In general, the safest way for a beginner is to choose a few of the mutual fund schemes – equity or debt or a combination of both, based on the above aspects. The investment mode may be by SIP method, if there is a regular stream of income. Investments made when markets decline are considered to yield superior returns. Long term investments smoothen the impact of short term volatility in the equity market.

5. For youngsters those who have started earning, what kind of financial advice you will have for them?

Dr. Mukesh Jindal- The youngsters have a great future ahead. The basic principle of investment is ‘the early the better’. You start investing from today and not tomorrow, because that ‘tomorrow’ will never come. If a young earner, no matter what his income levels are, saves 25% of his income and starts investing in a regular way, he will be benefitted by the power of compounding and will have huge sums amassed in future. He can plan his entire life for all the future contingencies very comfortably.

6. What is next for you?

Dr. Mukesh Jindal- I am looking forward to interact with my readers and see their life transform for the better.

I am also working to provide an easy and simplified investment solution to people through the use of technology. ‘Roboadviso’ a mobile based investment application is a step in this direction.

Tharki - In The Game Of Love You Either Play Or Get Played

Discover the dark side of love.

Growing up we all have had that dream about meeting someone special in life, get married and live happily ever after. But life isn’t all about happily ever afters. There is more to the new age love stories than we see in movies. This book would put forward a side of love that we all know exists, but do not want to see.

Kunal Marathe, a book publicist and an author, has more than five years of experience in book marketing and promotions. At the age of 27, he is the CEO of Legendary Books India and has more than twenty titles including fiction, non-fiction and poetry being published under his company’s aegis. He holds the world record for Largest Congregation of Book Trailer Launching for having launched a book trailer in the presence of a 2000+ audience.

Kunal Marathe

Infibeam caught up with Kunal Marathe for a chat about his book and the amazing response it has received. Let’s find out what he has to say about the experience with writing about this unconventional story-

1.Can you tell us more about your book THARKI ?

Kunal Marathe: THARKI is a book without any particular genre. It’s basically about love, but it cannot be said to be a love story. It is more about the other side of love that is not usually portrayed in movies or books. While we, especially in India, have grown up watching those movies and reading those books where people are ready to die for love—the true picture is totally different, at least for most of us. THARKI would keep that dark picture in front of you.

The story of THARKI revolves around a man who has that heavenly picture of love in his mind. He considers love to be eternal. He believes in ONE WOMAN WHOLE LIFE theory. But when the reality hits him hard, he literally goes insane.

2. Why the title THARKI?

Kunal Marathe:THARKI, which actually means a ‘womanizer’ in Hindi, was the only word that was on my mind while writing this story. This is the first book of a series, and after you are done reading the last page of the novel, you will wonder—why this book is titled THARKI, because the protagonist is totally opposite to a womanizer! And as expected, many readers asked me the same question. 

This, however, would be answered in the second part that is scheduled to release in 2018.

3. According to your book’s tagline, ‘In the game of love you either play or get played’, do you believe in this statement yourself?

Kunal Marathe: It’s a tough question. Frankly speaking, I don’t have an answer.

THARKI

I guess LOVE is a strange phenomenon, and when it comes about ‘the game of love’, nothing is certain. We see people playing in love. We see people being played in love. But then, we also see couples—the lucky ones—who are madly in love with each other till the very end.

4. What inspires you to keep going every day? And, what is next for Kunal Marathe?

Kunal Marathe:I have a strange life—crazy, uncertain, unsettled and unpredictable. I have taken huge risks for my dream to be an author, risks that often backfired. The only thing that inspired me to keep going is my dream. I know what I want. And I work on it, putting everything at stake. Nothing matters more than my dream to me.

Next is a web series on THARKI. We are in talks with many producers and filmmakers for the same. Also, I am working on the second installment of the THARKI Series.

5. At the age of 27, you have achieved a lot. Tell us about your journey in brief. 

Kunal Marathe:To be honest, I have not achieved anything significant yet. In fact, I lost everything I had when I faced a major loss in publishing business few years ago. The loss was so big that I had to sell everything—from my MacBook to my gold, and ultimately, my car—the money from which I am using for the promotion of THARKI. 

I started my career as a waiter in Mumbai. Of course, years after that, I made a business, a small reputation for myself, a world record, and now this book.

“But I dream to achieve more than this—the tag of a bestselling author, to say the least.”